What You Need to know about Motorcycle Travel Insurance
In the following article we will be discussing the topic what you need to know about Motorcycle Travel Insurance: If you’re planning on bringing your motorcycle into a foreign country for the purpose of touring, you may be required to purchase or buy temporary “Green Card” motorcycle insurance or motorcycle travel insurance. Chances are that your current policy does not cover international travel, so it’s important or essential to establish whether:
a) The country you are travelling to requires insurance or not and
b) Which new policy you’ll be purchasing or buying.
Note that most of the countries, including the United States, will not release a motorcycle from Customs without any proof of insurance.
Motorcycle Travel Insurance for US and Canada
If you are interested in purchasing or buying motorcycle insurance for the United States or Canada, it’s important or essential to know that the U.S. and Canadian law requires it. This type or kind of temporary insurance will meet the minimum requirements of each state in the U.S. and will also comply with any Canadian Province. Temporary coverage can be purchased for the duration or length of your trip and should include a variety of options including liability (only) or liability for theft, vandalism and fire coverage.
The minimum coverage in the U.S. is around $50-500k per accident or collision in liability insurance, in addition to bodily injury/property damage coverage. Optional coverage may also include:
Collision
Guest Passenger
Comprehensive
Uninsured Motorist
Motorcycle Travel Insurance in Europe
When travelling to Europe, Canadian and American citizens will need to purchase or buy a temporary motorcycle “Green Card” insurance. This policy will cover you for the duration or period of your trip and will absolutely meet foreign regulations for tourists. You’ll need to purchase or buy temporary liability coverage for the number of months or period of time you will be travelling and you may also consider purchasing or buying bodily injury, comprehensive or collision coverage. Furthermore, it’s important to note that many foreign policies cannot be purchased internationally, so you must contact a local insurance broker in the European country you may travel to.
When buying or purchasing insurance packages for foreign touring, it is essential to consider your comfort level as a driver so just be honest with yourself! If you are even a little bit nervous about the tour, or you occasionally experience a lack of concentration/focus or heightened anxiety while driving, you may be more likely to be involved in an accident in foreign territory due to a combination of different factors, including new road laws, new surroundings, and new sights, etc. Helmets offer by us is the best one.
Q and A
Who is Motorcycle Travel Insurance for
Committed motorcycle travel insurance will generally cover anyone who is planning to ride a motorcycle or motorbike from about 50cc to 350cc and above, depending on the policy for more than a couple of days while they are abroad. With the average travel insurance policy, you should find that you are covered to ride a scooter, low-powered or moped motorbike, but don’t forget to check the terms and conditions of any potential policy to confirm this. However, if you plan on riding a motorbike with a bigger engine usually above 350cc, a motorcycle for longer than this time period then you would need to get the specific or certain cover that will allow you to do this.
So be sure to evaluate or analyze your comfort levels and situation prior to riding in order to ensure a safe trip! It’s always smart to play it safe and plans as much as possible for the unexpected or unplanned. If you’re at all nervous or worried about touring in a foreign country, buy some extra protection for you and your motorcycle.
